Ant International-Settlement Senior Associate-Malaysia

Responsible for Reconciliation of Funding Cost • Ensure the accuracy, timeliness, and system consistency of channel funding cost • Implement robust reconciliation mechanisms to align internal systems with external partner records. End-to-End Management of Channel Settlements • Oversee the full lifecycle of fee settlements between channel partners and the company, including invoice verification, payment requests, dispute resolution, and exception handling. • Proactively identify and escalate potential risks to mitigate financial discrepancies. Design and Execution of Standardized Reconciliation Reports • Develop and maintain standardized reconciliation frameworks, leveraging multidimensional data analysis to identify critical variances and latent risks. • Deliver insights to drive process improvements and risk mitigation strategies. Digital Transformation of Reconciliation and Settlement Processes • Drive innovation by exploring and implementing RPA (Robotic Process Automation) and AI-based reconciliation tools to enhance efficiency and reduce manual intervention. • Collaborate with technology teams to optimize digital workflows and system integrations. Support Business Cost Analysis with Data-Driven Insights • Generate visualized analytical reports to meet the funding cost analysis needs of front-end business units. • Propose actionable process optimization strategies and cost-reduction initiatives based on data trends.

• Bachelor’s degree or higher, preferably in finance, accounting, or related fields. • 5 years or above of experience in financial reconciliation, settlement, or related fields, candidates with experience in reconciliation with issuing banks/card schemes will be given priority. • Strong cross-functional collaboration skills, with the ability to coordinate effectively across departments. • Detail-oriented and analytical, with a high sensitivity to data and problem-solving capabilities. • Ability to thrive in a fast-paced environment and handle work pressure. • Bilingual proficiency in English and Mandarin is a plus.