Intermediate Software Engineer – Data Application Developer

Citi is looking for an Intermediate Software Engineer to join its Consumer Operations Technology team and contribute to the design, development, and continuous improvement of critical application systems. In this role, you will work across the full development lifecycle — from analyzing system

and identifying enhancements to resolving vulnerabilities and supporting client-facing platforms. Your work will directly support the reliability, security, and performance of applications that matter to Citi's clients and operations. Responsibilities Design and implement system enhancements by analyzing existing application code and applying scripting tools to address functional and technical requirements. Build and support customer-facing systems by consulting with users, clients, and technology teams to translate business needs into effective programming solutions. Develop application components using fundamental programming principles, contributing to design specifications across the software development lifecycle. Identify and remediate application vulnerabilities through structured security analysis, testing, and debugging to maintain system integrity. Diagnose and resolve application issues independently, applying technical experience and established precedents to implement effective, lasting solutions. Guide and coach junior analysts, sharing technical knowledge to strengthen team capability and delivery quality. Assess risk considerations in technical decisions, ensuring application changes align with compliance standards and safeguard Citi's systems and clients. Required Qualifications & Skills 5+ years of experience in an applications development role within the financial services industry. Hands-on experience with SQL, Python, Java, ETL processes, and SQL Server for building and maintaining data-driven applications. Demonstrated ability to analyze complex problems, evaluate options, and implement practical solutions with limited supervision. Clear and concise written and verbal communication skills, with the ability to convey technical concepts to both technical and non-technical audiences. Proven capacity to manage competing priorities, meet deadlines, and adapt effectively to changing requirements in a fast-paced environment. Bachelor's degree in a relevant field, or equivalent practical experience. Beneficial Skills & Qualifications Experience designing or supporting data processing pipelines and ETL workflows in a financial services or enterprise context. Familiarity with application security practices, including vulnerability assessment and structured debugging methodologies. Prior experience acting as a subject matter resource for senior stakeholders or cross-functional technology teams. What We Offer At Citi, you will work on meaningful technology challenges within a globally connected team, supported by an environment that values professional growth, collaboration, and work-life balance. We invest in our people through continuous learning opportunities, access to cutting-edge technologies, and a culture that rewards performance and initiative. A hybrid working model offering 3 days in the office and 2 days working remotely, giving you flexibility while maintaining strong team connection. Opportunities to deepen your technical expertise across Python, Java, SQL, and modern data engineering practices in a complex, real-world environment. Exposure to large-scale, high-impact application systems that serve clients and operations across global markets. Structured learning and development programmes to support your career progression within technology at Citi. A collaborative team environment where your contributions are visible and your technical judgment is valued. Wellbeing and work-life balance support, including access to localized benefits relevant to the Chennai location. Build impactful software at global scale — apply today to join Citi's Technology team as an Intermediate Software Engineer. ------------------------------------------------------ Job Family Group: Technology------------------------------------------------------ Job Family: Applications Development------------------------------------------------------ Time Type: Full time------------------------------------------------------ Most Relevant Skills Please see the requirements listed above.------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.