Leveraged Finance Senior Underwriter / Director

Job Description The Leveraged Finance Underwriting team (“LFU”) is seeking a Director to join the North America team. The Director is an experienced Senior Underwriter level professional who will work with the team’s Underwriters to lead a best-in-class Leveraged Lending In-Business Credit organization with the primary goal of materially enhancing Citi’s end-to-end Leveraged Lending credit management process. LFU Directors are actively involved in Citi’s credit approval and origination process for leveraged finance transactions, as well as providing ongoing oversight of Citi’s credit monitoring and portfolio management activities, supporting Citi’s Leveraged Sponsor-owned, Leveraged Corporate, Commercial and Venture Lending clients. Our Senior Underwriters have a comprehensive understanding of a wide range of complex financial issues facing our clients and can provide the opportunity to further develop an enhanced set of core credit skills. Combined with an appreciation of the broad set of services offered by Citi, this understanding allows us to effectively deliver innovative solutions to our clients, as well as properly manage the credit exposure within global Citi’s Leveraged Lending Portfolio. Role and Responsibilities Work with team of Underwriters to oversee and provide critical support and leadership across LFU’s core functions:

1. 01

   Leveraged Finance transaction origination and credit approval;

2. 02

   periodic credit monitoring;

3. 03

   portfolio management, limits and early problem recognition;

4. 04

   global leveraged lending related projects and strategic initiatives Collaborate with our product partners in Leverage Finance Capital Markets, Investment Banking, Corporate & Commercial Banking and Risk Management, to carry out complex leveraged deal approvals for both Sponsors and Corporates. Work as part of the deal team, coordinating the deal execution, participating in due diligence, assessing risks and seeking committee approval on behalf of clients Interact regularly with our product partners in Leverage Finance Capital Markets Origination and Legal counsel developing the ability to understand the deal structuring/terms and ensure they are properly documented and approved as per Citi’s Standards Review and analyze models used for enterprise valuation and to forecast the client's operating and financial performance and be able to articulate assumptions and analysis to Senior Business and Risk Evaluate and gain a strong understanding of clients' business, financial performance and key credit drivers across various industries with the objective of building credit opinions / recommendations raising issues and concerns as needed Supervise the LFU Mumbai team responsible to perform periodic written reviews of the clients' financial and operating performance, covenant compliance, management/relationship strategy, and competitive position within its peer group Help manage the LFU junior team, responsible for their credit training, mentoring and professional growth throughout their tenure in the group Analyze underlying business rationale/strategy for deals that are conducted through creating both Business and portfolio reviews for Senior Management on the global risks for the portfolio as well as to highlight key trends in the market Thought leader to help develop and execute on a robust governance framework for ICM’s credit underwriting end-to-end processes Lead responses and defend credits during Global Credit Reviews, Internal Audits, and Regulatory Reviews Remain current on relevant Leveraged Lending market trends

Master’s in Finance / MBA with 12+ years of Non-Investment credit or related Leveraged Finance experience Leveraged Finance underwriting or origination experience Team player with strong work ethic who also works well with others Proven ability to lead and execute multi-team / multi-region projects Strong writing, analytical, communication, and presentation skills Experience in coaching and mentoring junior bankers/underwriters Ability to take on demanding responsibilities, work under pressure, demonstrate initiative, and work independently while juggling multiple tasks at one time ------------------------------------------------------ Job Family Group: Risk Management------------------------------------------------------ Job Family: Credit Risk------------------------------------------------------ Time Type: Full time------------------------------------------------------ Primary Location: New York New York United States------------------------------------------------------ Primary Location Full Time Salary Range: $200,000.00 - $300,000.00 In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ Most Relevant Skills Analytical Thinking, Credible Challenge, Financial Analysis, Governance, Policy, Procedure, and Regulation, Risk Management Lifecycle.------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------ Anticipated Posting Close Date: Sep 23, 2026------------------------------------------------------ Automated Processing and AI We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi. Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details. Illinois residents – AI Notice and Right ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.