U.S. Consumer Cards - Full-Time Analyst, New York - USA, 2027

You're the brains behind our work. In U.S. Consumer Cards at Citi, we're committed to empowering future leaders to make a meaningful impact on the lives of millions of consumers. As we continue to evolve the future of banking, we're looking for ambitious and curious individuals to join our Full-Time Analyst Program. As an Analyst, you'll build a strong foundation for your career through a rotational leadership development experience designed to provide broad exposure across the U.S. Consumer Cards business. You'll work alongside experienced professionals, contribute to strategic initiatives, and help deliver innovative solutions that respond to changing customer needs and market trends. Analysts have the opportunity to gain experience across a variety of business groups, including Cards, Marketing, Citi Retail Services, Customer Experience, Chief Operating Office (COO), Analytics & Pricing, Risk, and more. We provide you with the knowledge and skills you need to succeed. At Citi, we're committed to investing in your professional development and creating an environment where you can learn, grow, and thrive. For decades, the Consumer Cards Analyst Program has helped undergraduate talent launch successful careers while gaining valuable exposure to the breadth of our business. Through this program, you'll develop a broad understanding of the Consumer Cards organization while building the leadership, analytical, and problem-solving skills needed to succeed in a dynamic and evolving industry. Whether you have a traditional business or finance background or are exploring a new career path, you'll gain hands-on experience and meaningful exposure across multiple business areas. The program offers: Dedicated mentorship from experienced leaders Personalized coaching and career development support Networking opportunities across the organization An active Analyst alumni network Exposure to a variety of business functions and strategic initiatives A collaborative and inclusive environment focused on continuous learning This experience will help you build lasting connections, explore your career interests, and develop the skills needed for long-term success at Citi. Your time here will look something like this... The Analyst Program is a 24-month developmental experience consisting of two 12-month rotations across U.S. Consumer Cards. Each rotation is designed to provide meaningful exposure to different businesses, teams, and leadership opportunities while helping you build a well-rounded understanding of the organization. Analysts may rotate through business areas such as: Cards Marketing Citi Retail Services Customer Experience Chief Operating Office (COO) Analytics & Pricing Risk Additional business groups across U.S. Consumer Cards Functional opportunities may include: Product Management Project Management Marketing Strategy Innovation Customer Experience Risk & Controls Analytics Throughout the program, you'll broaden your skill set, tackle real business challenges, develop a strong professional network, and gain valuable insight into the diverse functions that drive the Consumer Cards business. Upon successful completion of the program, Analysts are considered for Assistant Vice President (AVP)-level opportunities within Citi. We want to hear from you if… You are obtaining your undergraduate degree and are graduating between December 2026 and June 2027 You have maintained a 3.3 GPA and above You have U.S Work Authorization Who we think will be a great fit. An undergraduate Senior: Adaptable | Determined | Collaborative | Empathetic | Strategic Thinker | Analytical | Effective Communicator | Entrepreneurial | Organized | Detail-Oriented Salary: 90,000.00 ------------------------------------------------------ Job Family Group: Management Development Programs------------------------------------------------------ Job Family: Training------------------------------------------------------ Time Type: Full time------------------------------------------------------ Primary Location: New York New York United States------------------------------------------------------ Primary Location Full Time Salary Range: $90,000.00 - $155,000.00 In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ Most Relevant Skills Please see the

listed above.------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------ Anticipated Posting Close Date: Sep 15, 2026------------------------------------------------------ Automated Processing and AI We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi. Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details. Illinois residents – AI Notice and Right ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.